• More To Be Announced

Sponsored by:

Hantz Financial Services, Inc.
Titus & Urbanski, Inc.



Kristine A. Byrne, Esq.


Topics to be covered:

Timing Your Social Security Benefit
Benefits of Waiting
When Benefits Become Taxable
Spousal Benefits
Survivor Benefits
Government Pension Offset
Windfall Elimination Provision
Collecting Benefits From a Divorced Spouse
Social Security Maximization Strategies



HantzGroup Maumee Office
1540 South Holland Sylvania Road
Maumee, OH 43537



(419) 861-3344 • Seating is limited


Hors D’oeuvres and refreshments will be served.

Hantz Financial Services, Inc. is a subsidiary of Hantz Group. Insurance products offered through Hantz Agency, LLC, PLUS Agency, LLC, Hantz Benefit Services, LLC, Hantz Benefit Agency,Inc. and Hantz Commercial Insurance Agency, LLC. Investment products offered through Hantz Financial Services, Inc.* Investments arc subject to risks, may lose value, are not guaranteed by any bank, or bank affiliate, and are not FDIC Insured. Tax services provided by Hantz Tax & Business, LLC. Legal services provided by outside legal counsel. *Member FINRA/SiPC. Information about SIPC and the SIPC brochure may be obtained by contacting SIPC at (202) 371-8300 or on their website at